5th October 2026 We are seeing an influx of personal guarantee claims. With the High Street banks showing a reluctance to lend to SME’s companies are turning to secondary lenders. The money is often expensive and frequently comes with the requirement of a personal guarantee. These guarantees raise huge issues for directors. If the Company fails they should seek immediate assistance. We are here to help.

We have seen a high level of activity this Summer. We are working as part of a team pursuing a sophisticated fraudster who has infiltrated a number of high net worth individuals. A number of punitive Court orders have been obtained. We have also assisted a guarantor in resisting charging order proceedings over his home. Finally we assisted in obtaining a cease and desist commitment against an individual looking to undermine a Corporate client. Busy times!!

We have seen an increase in Wrongful Trading issues coming across the desk. It is worrying knowing how little knowledge directors have of the risk. Quite simply, directors facing a successful wrongful trading claim are looking at being personally liable for Company debts. That potential personal liability can be avoided by taking specialist advice early. We have been advising on these types of claims for over 20 years.”

It looks like Spring might at last have arrived. Whatever the weather we seem to be keeping very busy with a wide range of work.